Perrysburg Blog

Which meant that my clients were all invited to pick up a Schmucker’s Pie . . . . (which is highly rated it seems).

And not many could resist!

Since they are acknowledged to be the best pies in Northwest Ohio . . .

(N.B. Cherry was the number one pick . . .)

Had a great time – meeting about 100 “old clients” and friends.

And many asked me . . . . well you know what they asked me.

“When will the market in Perrysburg turn around.”

The short answer was . . . not now.

The long-winded, blogy answer is when Dr. Holly Beard is out of a job.

Who?

What?

Dr. Holly Beard.

You and I just hired her.   With our precious tax dollars.

She now works for the “Ohio Housing Finance Agency”.

And her job is to do research on how to help “deeply understand the affordable housing world.”

Seriously.  Having an entire AGENCY is not enough.  We need MORE state employees.

And the New OHFA Office of Affordable Housing Research Director (the aforementioned Dr. Holly Beard) is going to do some research on “finding the number of homeless or newly homeless in need of permanent support for housing.”

Which I, being an MBA and a 20 year veteran of the housing business can translate for you to English:  “We are going to help people who are homeless buy homes with your tax money.”

Now you think about that.

Because I have.

Homeless men don’t need to increase their rates of home ownership.  They don’t need help with mortgages.  They don’t need studies.  They need help.  Usually with drug and alcohol issues.  With a job.  With someone to help them make wise choices.

But they DO NOT NEED a house with a mortgage.   Especially one funded by your tax dollars.

Because I can practically guarantee you, with no research costs, that each and every homeless person you give a mortgage to is going to be a “future foreclosure” as we call them.

I am certain that the people at OHFA mean well.

But as long as it is a government mission to get homeless people mortgages, this current real estate crisis is not over and it seems to be increasing in volume and pain.

The homeless could use a pie I suppose.

So, if you are at the Cherry Street Mission tonight – enjoy the Schmuckers Pies from the Jon Modene Team.

They are mortgage free.